Enter your numbers and get instant clarity on cash flow, ROI, and cap rate — with a straight verdict in seconds.
3 quick steps · under 60 seconds · rates & rents from live US government data
The key metrics every US real estate investor needs to understand.
Best measured as cash-on-cash return — annual pre-tax cash flow ÷ total cash invested. A return of 8%+ is considered strong in the US. The Midwest and Sun Belt often outperform coastal cities on this metric.
Cap rate is what you'd earn buying in cash — no mortgage. It's Annual NOI ÷ Property Value × 100. Single-family rentals in Sunbelt cities typically yield 5–8%. Major metro markets often trade at 3–5%.
A fast screen: if monthly rent is ≥ 1% of purchase price, analyze further. A $250k home should rent for $2,500+. Common in the Midwest; rare in coastal markets. Use as a first filter only.
Cash flow = monthly profit now. Appreciation = long-term value growth. Cash flow markets: Cleveland, Memphis, Indianapolis. Appreciation plays: NYC, LA, Austin. A balanced strategy targets both.
All calculations are estimates based on figures you enter and standard real estate formulas. Results do not constitute financial, investment, tax, or legal advice. Real estate investing involves risk, including possible loss of principal. Always consult a licensed real estate professional, CPA, or financial advisor before making any investment decision.